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The payment schedule that is currently being followed is comparable to the one that occurs once per month in that it is currently being used. On the other hand, the Brokerage was taking a risk, just like you would be if you acted in this manner, and it was precisely the same risk that you would be doing if you acted in this manner. People put themselves in a dangerous situation when they take the important step of opening an account for a product that already comes with a predetermined interest rate tied to it.
This puts them in a position where they are vulnerable to being taken advantage of. You have the option of signing on with the Brokerage if the arrangement that would enable you to make a payment every month is one that is pretty comparable to the one that is already in place. On the other hand, the Brokerage was taking a risk, just like you would be if you acted in this manner, and it was exactly the same risk that you would be doing.